Why is it important to have your property insured?
At present, it is essential to have an insurance policy on your property, in this way you can be protected in case of unfortunate and events that threaten the physical integrity of the property. However, in most cases the owners are not even aware of the status of their policy or what coverage it offers.
Did you know that there are still fraudulent service policies in the area of building insurance in the UK? It is your right as a client to be informed about the benefits, disadvantages, and risks of having an insurance policy for your property. Not all insurance policies work the same, each one has different coverage that can be better adapted based on the type of construction for which they are hired.
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In the following article, we will explain in a summary way the importance of knowing all the features that your building insurance offers.
Be sure to know every detail of your building insurance
As an owner, it is necessary to know even the smallest detail about the coverage offered by your insurance policy. According to surveys conducted in the UK, 79% of homeowners who have contracted a policy are not sure of their coverage. Their ignorance on the subject is so great that they end up being scammed by insurance companies to continue paying for excessive coverage that they do not need. This event is known as “over-insured,” an over-insured property is a financial leakage of the worst kind.
For example, an insured property may have coverage on things that it does not have or does not need. Two-floor houses, with excess coverage for a third floor. Or properties that have coverage for solar panels, but have never installed them. Insurance companies tend to include unnecessary coverage in the small print of the contract, and customers end up accepting conditions that do not meet their needs.
In contrasting cases, the coverage can be much less than the owner’s or property requirements, this forces the individual to have to pay excessive amounts of money in repair work because his building insurance does not cover them. Are you one of those owners who do not know your insurance policy?
We have the solution to this problem!
At HICH LTD we have given ourselves the task of changing this situation once and for all. Thanks to our innovative new generation reports, we offer a detailed and specific analysis that gathers all the necessary information relating to the buildings insurance policy and any additional cover specific to the characteristics of your home.
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We take into account the details of the condition size and type, manufacture, materials, and any other relevant information. In this way we ensure that you are never over or under-insured, with coverage that does not meet your needs. It is important to be warned against any unfortunate situation that may damage your property, and in the worst case, make you pay a huge amount of money you do not have on repairs.
Contact us right now to purchase a property survey and one of our new generation reports! At HICH LTD we offer the best property surveys in the entire market, backed by the excellence and quality that has made us the number one property survey company in the UK.
Remember, your well-being and that of your property is our priority.
